The Brokers Network



As an insurance professional, you have many insurance carriers and marketing companies constantly asking for your business. The choices you make today will impact your income for years to come. The Brokers Network choice will yield plentiful product selection, superior service and unmatched compensation. It is the choice that will make your practice more productive and profitable.

Product Selection
In our ultra competitive industry, it is impossible for any one insurance carrier to meet the needs of all your clients. Your clients are more sophisticated and better informed than ever before. The pressure is on you to deliver the most competitive products to your clients. Representing over 50 carriers, The Brokers Network is your one stop for the most competitive life, annuity, long-term care, disability and pension products in the industry. All this and more is only a phone call or mouse click away.

Service Solution
The Brokers Network will increase your income by making you more productive. Our staff of industry professionals will save you time and money by taking care of your non-productive tasks so you have more time to do what you do best.

  • The Term Warehouse - Because price isn't always the deciding factor, we have created one of the most informative term illustration systems in the industry. The Term Warehouse provides you with everything you need to assist your client in choosing a term life insurance policy. This proprietary package is only available to members of the Brokers Network. Click here for more information on The Term Warehouse.

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  • Case Design & Illustration Support - When you have a challenging case, we will make a recommendation based on the facts provided as to which carriers and products are best suited for your client's unique situation. We will then provide the corresponding illustrations and required forms to write up the case.

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  • Impaired Risk - We have the resources, the technology and the experience to shop even your most difficult life insurance cases. We have a Medical Director with real-world underwriting experience whose opinion is well respected in our industry. We marry our Medical Director with the LifeMark Partners Case Clearinghouse to transmit your impaired risk cases to multiple carriers. The Case Clearinghouse offers each participating carrier a secure environment to review your cases and make a tentative offer. Because each carrier who receives the case knows what other carriers have been given an opportunity to offer, the Case Clearinghouse creates an environment where carriers compete against each other for your business.

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  • The Contracting Warehouse - The Contracting Warehouse is your virtual contracting assistant. All your pertinent information will be stored in the Contracting Warehouse to make your new appointments with our carriers a paperless point and click process done through our website.

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  • Case Management - Once you submit a case, we will handle all the details. Our case administration team will order all the required medical and financial requirements and start gathering medical records just as soon as possible. Our imagining system is directly linked to all our high volume carriers allowing for swift and accurate submission of your applications. The case administration team will continue to work your cases until the best possible offer is made.

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  • Commission Accounting - Not only do we offer production bonuses (see Compensation Solution below), but we also track your commissions to verify that you are paid properly by the carriers you do business with in the Brokers Network.

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  • Online Resources - Because you must to be able to meet the needs of your clients based on their schedule, our website is available 24 hours a day, 7 days a week offering the following services:

    • Term, long-term care and lifetime guaranteed universal life quotes
    • Compliant individual and joint universal life illustrations
    • Compliant whole life illustrations
    • Compliant single premium immediate annuity illustrations
    • Fixed annuity rates
    • New business and policyowner service forms
    • Pending case status in real-time
    • Basic product and underwriting information
    • Commission payment history
    • Licensing and Contracting
    • Anti-Money Laundering (AML) training

Compensation Solution
The Brokers Network offers a full range of compensation programs designed to maximize your commission at various product levels. We use a rolling 12-month period to calculate your commission bonus and overrides so you don't need to worry about starting over at the beginning of every year. Bonus and overrides are paid monthly and are fully vested as long as your Brokers Network membership is not terminated for cause. We have bonus and override packages custom tailored for:

    • Independent Producers
    • Personal Producing General Agents
    • Producer Groups
    • General Agencies
    • Regional Marketing Organizations
    • National Marketing Organizations
    • Banks and Credit Unions
    • Broker/Dealers
    • Wirehouses
Bonuses are paid retroactively based on your production over the previous 12-months. That means that you could earn a commission bonus on a case you wrote 11-months ago based on a case you just placed!

How to Get Started
For more information on how you or your agency can benefit from joining the Brokers Network, please complete our online information request or contact Leon Huffman at 800-749-9900, ext. 129.